Wednesday, August 20, 2008

More Loan Modifications!!

Before 2007, I had never done a loan modification. Now it is 28% of my business revenue and takes up about three hours/day of my time - so, 37.5% of my time.

Of course, if I had gotten into real estate for the money, I would have put my MBA to better use years ago!

Over this last year or two, I have negotiated some pretty amazing deals for my clients but there needs to be someone willing to negotiate for the bank on the other side. There is nothing more frustrating than having a willing and able client, that has rectified their finances and can show that they can get back into their previous perfect payment history, only to have a bank that is absolutely inflexible to work with.

That's why I was very happy to see this article;

Distressed IndyMac borrowers to get relief - Aug. 20, 2008
IndyMac borrowers to get relief
FDIC offers plan to systematically modify loans for homeowners most at risk of foreclosure. Agency chief hopes program will spur other banks to take similar measures.


Not to mention the 5 or 6 clients in default right now that will also be thrilled to hear the news!

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