Thursday, May 15, 2008

PMI is getting harder and harder to find

Got this notice this morning:

May Mortgage Insurance Changes

Due to rapid changes with the availability of Mortgage Insurance coverage, we have added a summary starting on page 5 of Private Mortgage Insurance (Doc 6102). This document has been updated to reflect the changes outlined below.


It's getting harder and harder to get PMI and most lenders have limited/eliminated their second mortgages.

There are still ways to make it happen but, if you are in the middle of a transaction, make sure your lender is on top of the (often) daily changes.

Have you lost a deposit or had a transaction fall through due to last minute underwriting changes?

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